PENGARUH TINGKAT PEMAHAMAN KEUANGAN, KEPRIBADIAN, SIKAP KEUANGAN TERHADAP PENGELOLAAN DANA PENERIMA BANTUAN PROGRAM KELUARGA HARAPAN (PKH) DI KECAMATAN CURUP KOTA KABUPATEN REJANG LEBONG
Keywords:
Pemahaman Keuangan, Kepribadian, Sikap Keuangan, Pengelolaan Dana, Bantuan Sosial, Program Keluarga Harapan(PKH)Abstract
This study aims to determine in depth the influence of the level of financial understanding, personality, and financial attitudes on the management of funds for recipients of the Family Hope Program (PKH) in Curup District, Rejang Lebong Regency. The Family Hope Program (PKH) is one of the priority programs of the Indonesian government which aims to reduce poverty and improve the quality of human resources. Through the provision of conditional social assistance, PKH can help Beneficiary Families (KPM) in meeting basic needs in the fields of health, education, and social welfare. The success of this program is highly dependent on effective and efficient fund management, and the level of financial understanding, personality, and financial attitudes by understanding this, recipients can make good decisions in their finances. This study uses a quantitative approach with multiple linear regression methods. The population in this study were all recipients of PKH assistance in Curup Kota District, with a sampling technique using purposive sampling and a sample size of 90 respondents who were recipients of PKH assistance who had dependent children who were attending junior high and high school and the data was obtained through questionnaires and processed using SPSS version 30. The results of this study indicate that Personality and Financial Attitude have a significant effect on the Management of Assistance Recipient Funds, while Financial Understanding does not have a significant effect on the Management of Assistance Recipient Funds. Meanwhile, Financial Understanding, Personality and Financial Attitude have a simultaneous effect on the management of assistance recipient funds.
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